Financial Calculators

100+ financial calculators: SIP, EMI, mortgage, loans, investment, retirement, tax, compound interest, and more for smarter money decisions.

Currency Converter

Convert between 150+ currencies using live exchange rates. Supports USD, EUR, GBP, INR, JPY, AUD, CAD and more. Free online currency calculator updated every 24 hours.

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SIP Calculator

Plan your investments with our Systematic Investment Plan (SIP) calculator. Calculate future returns, wealth gained, and year-wise projections for mutual funds.

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EMI Calculator

Calculate your monthly EMI for home, car, or personal loans. See total interest, total payment, and the yearly amortization schedule.

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PPF Calculator

Free PPF calculator for India. Calculate your Public Provident Fund maturity value, total interest, and year-wise balance at the current 7.1% interest rate.

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FD Calculator

Calculate fixed deposit maturity value and interest with quarterly compounding. Compare FD returns across tenures and interest rates for Indian banks.

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RD Calculator

Calculate recurring deposit maturity amount and interest with quarterly compounding. Plan monthly RD savings for banks and post office schemes in India.

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GST Calculator

Free online GST calculator for India. Add GST to a base price or extract GST from an inclusive price, with CGST/SGST split across all slabs.

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Income Tax Calculator

Calculate income tax for FY 2025-26 (AY 2026-27) under the new tax regime. Includes ₹75,000 standard deduction, Section 87A rebate, and 4% cess.

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Compound Interest Calculator

Calculate compound interest with yearly, half-yearly, quarterly, monthly, or daily compounding. See year-wise growth and total interest earned.

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Mortgage Calculator

Calculate your monthly mortgage payment, total interest paid, and full amortization schedule. Free home loan calculator for any amount, rate, and term.

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Amortization Calculator

Generate a full loan amortization schedule showing principal, interest, and balance for every payment period. Works for mortgages, car loans, and personal loans.

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Mortgage Payoff Calculator

See how extra monthly payments or lump-sum payments reduce your mortgage term and total interest. Calculate your early payoff date and savings.

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House Affordability Calculator

Calculate how much house you can afford based on your income, debts, down payment, and current mortgage rates using the 28/36 debt-to-income rule.

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Debt-to-Income Calculator

Calculate your debt-to-income (DTI) ratio to see if you qualify for a mortgage or loan. Learn what DTI lenders look for and how to improve yours.

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Real Estate Calculator

Calculate real estate investment returns including cap rate, cash-on-cash return, gross rent multiplier, and net operating income for any property.

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Refinance Calculator

Calculate your refinancing savings, break-even point, and monthly payment reduction. See if refinancing your mortgage makes financial sense.

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Rental Property Calculator

Analyse rental property cash flow, cap rate, cash-on-cash return, and annual ROI. Calculate if a rental property investment is profitable.

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APR Calculator

Calculate the Annual Percentage Rate (APR) for a loan, including fees and points, to compare the true cost of different loan offers.

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FHA Loan Calculator

Calculate FHA loan monthly payment including upfront MIP and annual mortgage insurance premium. See total cost compared to conventional loans.

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VA Mortgage Calculator

Calculate your VA loan monthly payment including the VA funding fee. See how a VA loan compares with no down payment required.

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Home Equity Loan Calculator

Calculate your home equity loan monthly payment, total interest, and how much you can borrow based on your home value and existing mortgage balance.

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HELOC Calculator

Calculate HELOC monthly payments during draw and repayment periods. Understand interest-only vs full amortization phases of your home equity line of credit.

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Down Payment Calculator

Calculate how much down payment you need based on home price and loan type, and how long it will take to save for a down payment at your savings rate.

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UK Mortgage Calculator

Calculate UK mortgage monthly repayments in pounds sterling. Supports repayment and interest-only mortgages with standard UK lending rules.

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Canadian Mortgage Calculator

Calculate Canadian mortgage payments in CAD using Canada's semi-annual compounding convention. Includes CMHC insurance for high-ratio mortgages.

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Interest-Only Mortgage Calculator

Calculate interest-only mortgage monthly payments and see how payments change when the loan converts to full amortization after the interest-only period.

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Loan Calculator

Calculate monthly loan payments, total interest, and total cost for any loan. Works for personal, car, home, or business loans at any interest rate.

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Payment Calculator

Calculate how long to repay a loan at a given payment, or what interest rate you're paying. Reverse-calculate loan terms from your monthly payment amount.

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Personal Loan Calculator

Calculate personal loan monthly payments and total interest. Compare personal loan offers by total cost, not just rate or payment.

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Business Loan Calculator

Calculate business loan monthly payments, total interest, and annual debt service coverage ratio. Compare SBA loans, term loans, and business lines of credit.

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Auto Loan Calculator

Calculate car loan monthly payments, total interest, and true vehicle cost including insurance. Compare dealer financing vs bank auto loans.

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Student Loan Calculator

Calculate student loan monthly payments under standard, graduated, and income-driven repayment plans. Compare total interest for federal vs private loans.

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Boat Loan Calculator

Calculate boat loan monthly payments and total interest. Marine loans have different terms and rates than auto loans — see what a boat really costs.

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Debt Payoff Calculator

Calculate when you will be debt-free using the debt avalanche (highest interest first) or debt snowball (smallest balance first) payoff strategies.

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Debt Consolidation Calculator

Compare your current multiple debt payments to a single consolidation loan. See total interest savings and whether consolidation makes financial sense.

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Credit Card Calculator

Calculate how long it takes to pay off credit card debt with minimum payments, how much interest you'll pay, and how to get debt-free faster.

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Credit Card Payoff Calculator

Calculate how much to pay each month to pay off your credit card by a target date, or see your payoff date based on a set monthly payment.

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Loan Repayment Calculator

Calculate your loan repayment schedule, monthly breakdown, and exact payoff date. See how changing your payment amount affects your debt-free timeline.

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Simple Interest Calculator

Calculate simple interest earned or paid on a principal amount. Enter principal, rate, and time to find interest amount and total value instantly.

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Interest Calculator

Calculate interest earned or paid using either simple or compound interest formulas. Compare both methods side by side for any principal, rate, and time.

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Interest Rate Calculator

Calculate the implied interest rate from a principal, final amount, and time period. Find the annual rate for simple or compound interest scenarios.

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Investment Calculator

Calculate the future value of an investment with regular contributions. See how initial amount, monthly contributions, and compound growth build wealth over time.

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Savings Calculator

Calculate how your savings grow with regular deposits and compound interest, or find how much to save monthly to reach a savings goal.

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CD Calculator

Calculate the final value and interest earned on a Certificate of Deposit (CD). Compare CD rates and terms to maximise your fixed-income savings.

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ROI Calculator

Calculate return on investment (ROI) as a percentage and annualised rate. Compare investments, projects, and business decisions by their ROI.

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Present Value Calculator

Calculate the present value (PV) of a future lump sum or annuity. See what future money is worth in today's dollars using your discount rate.

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Future Value Calculator

Calculate the future value (FV) of a lump sum or series of regular payments with compound interest. Project any investment or savings plan forward in time.

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Bond Calculator

Calculate bond price, yield to maturity (YTM), current yield, and duration. Compare bond investments based on coupon rate, face value, and maturity.

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Mutual Fund Calculator

Calculate mutual fund returns for SIP and lump sum investments. Project wealth accumulation based on CAGR and compare fund performance over time.

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Average Return Calculator

Calculate arithmetic mean, geometric mean (CAGR), and annualised returns for investment portfolios. Understand the difference between average and compound returns.

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IRR Calculator

Calculate the Internal Rate of Return (IRR) for any series of cash flows. Evaluate project profitability and compare investments using IRR.

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Payback Period Calculator

Calculate how long it takes to recover an investment from its cash flows. Find the simple and discounted payback period for any project or investment.

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Retirement Calculator

Calculate how much you need to retire comfortably, your retirement savings target, and whether you're on track. Plan your retirement with realistic projections.

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401(k) Calculator

Calculate 401(k) balance at retirement including employer match and tax-deferred compound growth. See how contribution rate changes affect your retirement savings.

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Roth IRA Calculator

Calculate Roth IRA balance at retirement and tax-free income potential. See how Roth IRA contributions grow tax-free compared to traditional IRA.

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IRA Calculator

Calculate traditional IRA balance at retirement including tax savings from deductible contributions. Compare IRA to 401(k) and Roth IRA.

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Pension Calculator

Calculate your defined benefit pension payout based on years of service, final salary, and benefit multiplier. Compare lump sum vs monthly annuity options.

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Social Security Calculator

Estimate your Social Security retirement benefit based on earnings history and claiming age. See how claiming early vs late affects your lifetime benefits.

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Annuity Calculator

Calculate annuity payments, future value, and present value for ordinary annuities and annuities due. Plan retirement income with fixed periodic payments.

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Annuity Payout Calculator

Calculate monthly income from a lump sum annuity purchase. See how much monthly income a $100,000, $500,000, or $1,000,000 annuity generates for life.

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RMD Calculator

Calculate your Required Minimum Distribution (RMD) from traditional IRA or 401(k). Find your annual RMD amount to avoid the 25% excise tax penalty.

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Salary Calculator

Convert salary between annual, monthly, weekly, and hourly rates. Calculate gross salary from hourly wage or compare salaries across different pay structures.

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Take-Home Paycheck Calculator

Calculate your take-home pay after federal taxes, state taxes, Social Security, Medicare, and other deductions. Find your exact net paycheck amount.

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Sales Tax Calculator

Add sales tax to a price or calculate the pre-tax price from a tax-inclusive total. Find the exact tax amount for any rate and state.

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VAT Calculator

Add VAT to a price or calculate the ex-VAT price from a VAT-inclusive amount. Supports any VAT rate for UK, EU, India GST, and worldwide.

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Discount Calculator

Calculate the sale price after a percentage discount, total savings amount, and original price from a discounted price. Works for any discount percentage.

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Commission Calculator

Calculate sales commission earnings based on commission rate and sales amount. Compare different commission structures: flat rate, tiered, and profit-based.

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Margin Calculator

Calculate gross margin, net margin, and markup percentage for any product or business. Convert between margin percentage and markup to set correct pricing.

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Estate Tax Calculator

Calculate estimated federal estate tax based on taxable estate value and current exemption amounts. Plan your estate to minimise estate tax liability.

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Plan Every Rupee with Confidence

Money decisions compound — literally. A 1% difference in loan interest can cost lakhs over a 20-year home loan, and starting a SIP five years earlier can double your retirement corpus. Our financial calculators use the exact formulas Indian banks, AMCs, and the Income Tax Department use, so the numbers you plan with match the numbers you'll see in real statements.

Start with the SIP calculator for wealth building, check affordability with the EMI calculator before any loan, use the PPF, FD, and RD calculators for guaranteed-return planning, and estimate your liability with the FY 2025-26 income tax calculator. Business owners can add or extract GST across all slabs in one click.