Real Estate Investment Calculator

Evaluate any real estate investment with cap rate, NOI, cash-on-cash return, and more.

Investment Details

1 yr30 yrs
Formula: ROI = (Net Profit / Cost) × 100
ROI = (35,000 / 1,00,000) × 100 = 35%

Return on Investment

+35%

Net Profit / Loss

+₹35,000

Annualized ROI (CAGR)

10.52%/yr

Real Estate Calculator Formula & How It Works

Cap Rate = NOI ÷ Property Value | Cash-on-Cash = Annual Cash Flow ÷ Cash Invested
  • NOI = Gross Rental Income − Operating Expenses (excl. mortgage)
  • Cash Flow = NOI − Mortgage Payments
  • Cash Invested = Down Payment + Closing Costs + Repairs
  • GRM = Property Price ÷ Annual Gross Rent

Cap rate measures property yield independent of financing. Cash-on-cash return measures your actual return on invested cash (including mortgage). A cap rate of 5–8% is typical for residential properties; cash-on-cash of 8–12% is considered strong.

Real Estate Calculator FAQs

What is a good cap rate for rental property?

Cap rates vary by market. In high-demand urban areas, 3–5% is common. In suburban or rural markets, 6–10% is typical. Higher cap rates mean higher returns but often more risk.

What is the 1% rule in real estate?

The 1% rule suggests a rental property should generate monthly rent equal to at least 1% of its purchase price. A $200,000 property should rent for $2,000+/month. It's a quick screening tool, not a complete analysis.

How do you calculate ROI on a rental property?

ROI = Annual Net Cash Flow ÷ Total Investment × 100%. Include appreciation, tax benefits, and equity build-up for a complete picture. Cash-on-cash return measures only cash income vs. cash invested.

Related Calculators

Rental Property Calculator

Analyse cash flow, cap rate, and total return for any rental property investment.

Mortgage Calculator

Find your monthly mortgage payment and total interest for any home loan amount, rate, and term.

ROI Calculator

Calculate return on investment as a percentage and annual rate of return.

Down Payment Calculator

Calculate the down payment you need and how long it will take to save for a home purchase.