Estate Tax Calculator

Estimate federal estate tax liability and plan to minimise your estate tax burden.

Tax Calculator

0%GST slabs: 5% | 12% | 18% | 28%28%

Tax Amount (18%)

₹180

Pre-tax Amount₹1,000
Tax (18%)₹180
Total (incl. tax)₹1,180

Estate Tax Calculator Formula & How It Works

Estate Tax = (Taxable Estate − Exemption) × 40%
  • 2025 federal exemption: $13.99 million per individual ($27.98M per couple)
  • Tax rate: 40% on the taxable estate above exemption
  • Unlimited marital deduction: no estate tax between spouses
  • Portability: unused exemption can transfer to surviving spouse

Federal estate tax applies to estates exceeding the lifetime exemption ($13.99M in 2025, set to drop to ~$7M after 2025 under TCJA sunset). Taxable estate = gross estate minus deductions (debts, charitable bequests, marital deduction). Planning strategies: irrevocable trusts, charitable giving, annual gift exclusion ($19,000/person in 2025).

Estate Tax Calculator FAQs

What is the estate tax exemption in 2025?

The federal estate tax exemption is $13.99 million per individual in 2025 (indexed for inflation). Couples can shelter up to $27.98M through portability. After 2025, TCJA provisions may expire and the exemption could drop to ~$7M — estate planning is time-sensitive.

Is estate tax different from inheritance tax?

Yes. Estate tax: levied on the deceased's estate before distribution. Inheritance tax: levied on beneficiaries after receiving their inheritance. The federal government only has estate tax. Six states have inheritance taxes (Iowa, Kentucky, Maryland, Nebraska, New Jersey, Pennsylvania).

How can I reduce my estate tax?

Strategies: annual gift exclusion ($19,000/person in 2025 — use every year), irrevocable life insurance trusts (ILIT), charitable remainder trusts, family limited partnerships, and qualified personal residence trusts. Consult an estate planning attorney.

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